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Living, working or studying abroad? Everything you need to know about retaining your Belgian social security entitlements can be found at socialsecurity.be (Dutch - French).
Since 22 April 2010, anyone living, working or studying abroad can visit the social security portal site to check which Belgian social security entitlements they can retain. The site features an interactive tool for requesting information about social security entitlements while abroad.
FPS Social Security, the Crossroads Bank for Social Security (CBSS) and e-government partner Smals have developed an interactive application for the "Leaving Belgium" section of the website. Users simply need to fill in their nationality, destination, status and the topic on which they want more information. They are then immediately shown an overview of the Belgian social security entitlements they will retain while abroad. Users can request information on a range of subjects, including child allowance, pensions, reimbursement of medical costs, unemployment benefit, compensation for work incapacity and the payment of social security contributions.
The application can be used by employees, the self-employed, civil servants, frontier workers, seconded staff, retirees, students, etc. It is not intended for people going on holiday abroad or for people coming to live, work or study in Belgium.
This unique concept for requesting this kind of information was developed in cooperation with the Public Social Security Institutions and the Public Sector Pension Service, which provided the information for the application.
For additional information:
FPS Social Security
Directorate-General for Policy Support
press@minsoc.fed.be
Hendrik Hermans: 02/528.63.40
Administratief Centrum Kruidtuin - Finance Tower
Kruidtuinlaan
1000 Brussels
Belgium
Overseas Social Security (OSS)
How do we take Belgium abroad together?
A frequently asked question by Belgian expats is: what happens to my social security when I start working outside Belgium?
In order to best meet the needs of Belgian expats, we would like to inform you about the range of expatriate insurance provided by the Belgian government.
About us!
Overseas Social Security (OSS), a department within the NSSO (National Social Security Office), offers voluntary statutory Belgian social security coverage to European nationals working as self-employed or salaried expatriates outside Europe. This is the continuation of Belgian social protection outside the EEA.
With the OSS, expats continue to build up their pensions, are insured for loss of income in case of illness and accident and are entitled to reimbursement of their medical expenses anywhere in the world.
In this way, our offer is divided into a basic package (pension, disability/invalidity insurance and deferred medical care insurance) and a number of supplementary insurances (medical care and accident insurance).
What does this mean?
- Pension
A Belgian expat can further build up his retirement thanks to which the career will be complete at the end of his career. If he fails to do so, there may be an interruption in his professional career, having to work a bit longer before being entitled to a pension in Belgium.
- Medical expenses
If a Belgian expat gets ill abroad, we will reimburse his expenses up to 75% of the total amount. If an expat goes to visit family or friends in Belgium and gets ill, he can count on reimbursement of the expenses incurred according to the NIHDI rates (RIZIV-INAMI). The Overseas Social Security picks up where the protection of the Belgian national health insurance stops.
- Returning
If the Belgian expat returns to Belgium after his career abroad, he is automatically reinstated in the Belgian social security system without any waiting period.
These are just a few benefits and these can be extended to family members at no extra cost.
